UK Financial Access Programme (UKFAP)Straightforward, transparent pricing.
Opening an account with UK Financial Access Programme (UKFAP) costs nothing. There are no hidden charges for setting up, and you only ever contribute what you choose to invest - the platform and its tools come included.
Where costs can appear
These are the only places money leaves your balance for something other than an investment you have chosen.
| Item | Charged by | Note |
|---|---|---|
| Account opening | - | Free. |
| Platform access | - | Included, with no subscription. |
| Market spread | Broker | The standard difference between buy and sell price. |
| Network / bank fee | Payment provider | Depends on the method you choose. |
Capital is at risk. Only invest what you can afford to lose.
What is included
- Free account setup - no registration or membership fees.
- No hidden charges on deposits, withdrawals or account upkeep.
- Only standard broker spreads or network costs may apply.
- Start from the minimum deposit and build up at your own pace.
What the numbers look like in practice
A first deposit, step by step
A first deposit covers the whole cost picture: the amount you send, the spread applied on conversion, and nothing further until you decide to trade. There is no account fee waiting at month end and no charge for leaving the balance untouched.
What happens on the same day
The balance appears once payment clears, and a specialist walks through the plan before anything is opened. Nothing is placed automatically on your behalf.
Withdrawals and what they cost
Withdrawals return to the payment method the money arrived from - this is a requirement, not a preference, and it is how the account stays yours. Processing is free on our side; the only deduction you may see is one your own bank or card issuer applies.
Timing you can plan around
Requests made on a working day are reviewed the same day. Card returns usually settle within three to five working days, bank transfers within two.